We put members at the heart of everything we do

We're a profit-to-members fund, with a heritage of managing members retirement outcomes since 1941.

Choosing to convert your super to a pension may save you tax and keep your money working for you while you receive an income. 

Mine Super offers three types of pension accounts

  • A pre-retirement pension.
  • An account-based pension.
  • A death benefit income stream.

You can open a Mine Super pension account if you have at least $15,000 to invest and meet the following criteria:

Pre-retirement pension

Account-based pension

Death benefit income stream (DBIS)

  • you've reached your preservation age; and
  • you're either working or still seeking employment (ie. not permanently retired); and
  • you're under age 65; and
  • you're a permanent Australian resident.
  • you've reached your preservation age and have retired; or
  • you're aged 65, whether retired or not; or
  • you're totally and permanently disabled.
  • you're paid a death benefit and are a dependant of the deceased. Dependants include a spouse, a child under 18 years of age, a financially dependent child under 25 years of age, a child who is disabled irrespective of their age, or a person who was in an interdependency relationship with the deceased.

Keep in mind that a DBIS will count towards the beneficiary's 'transfer balance cap'. This is the limit the government has put on the total amount of super that can be transferred into a pension. It’s currently $1.9 million (indexed in $100,000 increments in line with inflation).

Download PDS

Complete application

Fill in the relevant application form and ensure to complete all mandatory fields.

  • if you're under age 60, you'll also need to complete a Tax file number (TFN) declaration (PDF).
  • When you open a new account, you’ll be automatically invested in our Lifecycle Investment Strategy (for pre-retirement pensions) or the Capital Guarded investment option (for account-based pensions). Prefer to choose your own investment option/s? Your Mine Super account offers a range of investment options to help you meet your financial goals. Read more about how to make an investment switch.

Certify your ID

You’ll need to provide certified ID before we can release any money from your account. If you’ve previously supplied certified identification to us, we’ll keep it on file for the next time you might need this identification. If your certified identification on file is no longer current or your personal details have changed, you’ll be required to send in new certified identification.


Send your completed form/s by:

  • post: Mine Super Locked Bag 2020 Newcastle NSW 2300; or
  • fax: 02 4962 3469


Within five business days of receiving your application, we'll set up your pension account. If we have any questions about your application, we’ll be in contact with you. 

Chant West Pension Award 2023

Our Pension product has been awarded 4 Apples, Chant West's Pension rating for high quality funds.

SuperRatings Platinum Performance rating 2023

Our pension product has been awarded the platinum performance rating by SuperRatings.
If you have any questions about whether Mine Super is right for you, don't forget we're here to help. You can also review the Target Market Determination for each of these products or give us a call on 13 64 63 to talk to us.