We’ll deduct some money from your account to cover the cost of looking after and investing your money.
Because we’re a profits-to-member fund, our fees are set to cover our costs only. We don’t pay dividends to shareholders which means we return more to you through lower fees and charges.
Type of fee | Amount | How and when paid |
---|---|---|
Investment fee1 | Account-based pension Pre-retirement pension | We generally calculate and deduct this fee daily when unit prices are determined |
Administration fee1 | $15 per month | Deducted proportionally from your account monthly. |
Buy-sell spread | Nil | |
Switching fee | Nil | |
Advice fees | We offer a complimentary appointment with a financial adviser for all members and personal advice fees are up to a maximum of $2,750. | You can choose to have the portion of the advice that is super related deducted from your super account and be invoiced the remaining amount, or you can choose to have the full amount invoiced. |
Other fees and costs2 | Nil | |
Indirect cost ratio1 | Account-based pension Pre-retirement pension | This is an estimate of the annual indirect cost ratio for each investment option. The actual costs are deducted from the return paid to the Fund when each unit price is determined. |
1If your account balance for a product offered by the superannuation entity is less than $6,000 at the end of the entity’s income year, the total combined amount of administration fees, investment fees and indirect costs charged to you is capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded.
2We may apply other fees and costs which relate to family law splits, answering subpoenas, advice fees for personal advice and term deposit early withdrawal fees. See the ‘Additional explanation of fees and costs’ in the Pension PDS for further details.
Terms and conditions
You will be linked to the Chant West website. Chant West
AppleCheck is provided solely by Chant West Pty Limited ABN 75 077 595 316 and
not by Mine Super or by Chant West acting as Mine Super agent. Accordingly,
Mine Super accepts no responsibility for the accuracy, quality or fitness of
the information or services provided by Chant West. Chant West AppleCheck is
being provided to you for no charge at the request and cost of Mine Super.
Accordingly, Chant West will provide Mine Super with a copy of the personal
information you provide above. In all other respects, Chant West will treat the
personal information you provide in accordance with its Privacy Policy.
Chant West may provide Mine
Super with a copy of the personal information you provide to access AppleCheck.
Mine Super may use this information to contact you and provide further details
about the products and services we offer. In all other respects, Mine Super
will treat this personal information in accordance with our Privacy
Statement Mine Super may purchase products from Chant West on commercial
terms but isn't a shareholder in Chant West and has no influence over the
research results and ratings.
The information is not a
substitute for financial advice. It doesn't take into account your objectives,
financial situation or specific needs. You should consider seeking advice
before acting on any of this information. If you have a choice about whether to
join this Fund you should first consider our Product Disclosure Statement,
which you can download from this website or call 13 64 63 to request a copy. If
you need personal financial advice Mine Super Financial Advice can help. As
salaried employees, Mine Super Financial Advice fully qualified advisers can
look at your financial position and put in place strategies specifically
tailored to your circumstances and needs. Call 13 64 63 to speak to an adviser
or arrange a face to face meeting at one of the many regional centres of Queensland,
New South Wales, Western Australia and Tasmania.