Asset allocations

Account-based pension pre-mixed investment options

Strategic Asset allocation effective 24 March 2022.

	High Growth¹	Growth	Balanced	Conservative Balanced¹	Indexed Defensive	Capital Guarded	Secure²
Australian Shares	38.50%	32.00%	23.00%	18.50%	16.50%	11.00%	10.00%
International Shares	48.00%	39.00%	34.50%	23.50%	23.50%	11.20%	0.00%
Property	3.20%	4.80%	6.10%	6.10%	0.00%	6.90%	0.00%
Alternatives	0.70%	0.50%	0.40%	0.40%	0.00%	0.30%	0.00%
Infrastructure	4.30%	5.50%	6.80%	6.50%	0.00%	6.60%	0.00%
Fixed Income	1.80%	14.50%	23.20%	32.00%	35.00%	39.00%	0.00%
Cash	3.50%	3.70%	6.00%	13.00%	25.00%	25.00%	90.00%

Allowable ranges	Australian Shares 20-55% International Shares 30-65% Alternatives 0-20% Infrastructure 0-25% Property 0-20% Fixed Income 0-20% Cash 0-20%	Australian Shares 15-50% International Shares 20-55% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 0-30% Cash 0-20%	Australian Shares 5-40% International Shares 20-55% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 5-35% Cash 0-30%	Australian Shares 0-35% International Shares 5-40% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 5-40% Cash 0-35%	Australian Shares 5-35% International Shares 10-40% Alternatives 0% Infrastructure 0% Property 0-10% Fixed Income 20-50% Cash 10-40%	Australian Shares 0-25% International Shares 0-25% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 10-55% Cash 10-45%	Australian Shares n/a International Shares n/a Alternatives n/a Infrastructure n/a Property n/a Fixed Income n/a Cash n/a

Pre-retirement pension pre-mixed investment options

Strategic Asset allocation effective 24 March 2022.

	High Growth¹	Growth	Balanced	Conservative Balanced¹	Indexed Defensive	Secure²
Australian Shares	38.00%	31.50%	22.50%	18.00%	16.00%	10.00%
International Shares	49.00%	39.50%	35.00%	24.00%	24.00%	0.00%
Property	3.20%	4.80%	6.10%	6.10%	0.00%	0.00%
Alternatives	0.70%	0.50%	0.40%	0.40%	0.00%	0.00%
Infrastructure	4.30%	5.50%	6.80%	6.50%	0.00%	0.00%
Fixed Income	1.30%	14.50%	23.20%	32.20%	35.00%	0.00%
Cash	3.50%	3.70%	6.00%	12.80%	25.00%	90.00%

Allowable ranges	Australian Shares 20-55% International Shares 30-65% Alternatives 0-20% Infrastructure 0-25% Property 0-20% Fixed Income 0-20% Cash 0-20%	Australian Shares 15-50% International Shares 20-55% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 0-30% Cash 0-20%	Australian Shares 5-40% International Shares 20-55% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 5-35% Cash 0-30%	Australian Shares 0-35% International Shares 5-40% Alternatives 0-20% Infrastructure 0-25% Property 0-25% Fixed Income 5-40% Cash 0-35%	Australian Shares 5-35% International Shares 10-40% Alternatives 0% Infrastructure 0% Property 0-10% Fixed Income 20-50% Cash 10-40%	Australian Shares n/a International Shares n/a Alternatives n/a Infrastructure n/a Property n/a Fixed Income n/a Cash n/a

¹These investment options were renamed High Growth (previously Aggressive) and Conservative Balanced (previously Balanced) on 25 March 2021.
²Secure (previously Stable) was renamed on 24 March 2022.

What do we invest in?

Your pension can be invested in a range of investment options that are made up of asset classes which are the building blocks of any investment.

You can find a detailed summary of exactly what each investment option is invested in by referring to the information below. To help you understand more about this information, please refer to the FAQs.

How to use this information
We’ve provided this information so you can see exactly how we invest your retirement savings. The format and amount of information supplied is guided by legislation and consistent across super funds, and aims to provide enough detail to help members understand what we invest in. We update this information twice a year, as at 30 June and 31 December.

Click to download the PDF or Text files for each of the investment options.

Account-based pension

Pre-mixed	PDF	.txt
High Growth	High Growth 31 Dec 2021 (PDF)	High Growth Table 1, 31 Dec 2021 (TXT) High Growth Table 2 - 4, 31 Dec 2021 (TXT)
Growth	Growth 31 Dec 2021 (PDF)	Growth Table 1, 31 Dec 2021 (TXT) Growth Table 2, 31 Dec 2021 (TXT)
Balanced	Balanced 31 Dec 2021 (PDF)	Balanced Table 1, 31 Dec 2021 (TXT) Balanced Table 2 - 4, 31 Dec 2021 (TXT)
Conservative Balanced	Conservative Balanced 31 Dec 2021 (PDF)	Conservative Balanced Table 1, 31 Dec 2021 (TXT) Conservative Balanced Table 2 - 4, 31 Dec 2021 (TXT)
Indexed Defensive	Indexed Defensive 31 Dec 2021 (PDF)	Indexed Defensive Table 1, 31 Dec 2021 (TXT) Indexed Defensive Table 2 - 4, 31 Dec 2021 (TXT)
Capital Guarded	Capital Guarded 31 Dec 2021 (PDF)	Capital Guarded Table 1, 31 Dec 2021 (TXT) Capital Guarded Table 2 - 4, 31 Dec 2021 (TXT)
Stable	Stable 31 Dec 2021 (PDF)	Stable Table 1, 31 Dec 2021 (TXT) Stable Table 2 - 4, 31 Dec 2021 (TXT)

Single sector	PDF	.txt
Australian Shares	Australian Shares 31 Dec 2021 (PDF)	Australian Shares Table 1, 31 Dec 2021 (TXT) Australian Shares Table 2 - 4, 31 Dec 2021 (TXT)
International Shares	International Shares 31 Dec 2021 (PDF)	International Shares Table 1, 31 Dec 2021 (TXT) International Shares Table 2 - 4, 31 Dec 2021 (TXT)
Property	Property 31 Dec 2021 (PDF)	Property Table 1, 31 Dec 2021 (TXT) Property Table 2 - 4, 31 Dec 2021 (TXT)
Bonds	Bonds 31 Dec 2021 (PDF)	Bonds Table 1, 31 Dec 2021 (TXT) Bonds Table 2 - 4, 31 Dec 2021 (TXT)
Cash	Cash 31 Dec 2021 (PDF)	Cash Table 1, 31 Dec 2021 (TXT) Cash Table 2 - 4, 31 Dec 2021 (TXT)

Pre-retirement pension

Pre-mixed	PDF	.txt
High Growth	High Growth 31 Dec 2021 (PDF)	High Growth Table 1, 31 Dec 2021 (TXT) High Growth Table 2 - 4, 31 Dec 2021 (TXT)
Growth	Growth 31 Dec 2021 (PDF)	Growth Table 1, 31 Dec 2021 (TXT) Growth Table 2 - 4, 31 Dec 2021 (TXT)
Conservative Balanced	Conservative Balanced 31 Dec 2021 (PDF)	Conservative Balanced Table 1, 31 Dec 2021 (TXT) Conservative Balanced Table 2 - 4, 31 Dec 2021 (TXT)
Stable	Stable 31 Dec 2021 (PDF)	Stable Table 1, 31 Dec 2021 (TXT) Stable Table 2 - 4, 31 Dec 2021 (TXT)

Single sector	PDF	.txt
Australian Shares	Australian Shares 31 Dec 2021 (PDF)	Australian Shares Table 1, 31 Dec 2021 (TXT) Australian Shares Table 2 - 4, 31 Dec 2021 (TXT)
International Shares	International Shares 31 Dec 2021 (PDF)	International Shares Table 1, 31 Dec 2021 (TXT) International Shares Table 2 - 4, 31 Dec 2021 (TXT)
Property	Property 31 Dec 2021 (PDF)	Property Table 1, 31 Dec 2021 (TXT) Property Table 2 - 4, 31 Dec 2021 (TXT)
Bonds	Bonds 31 Dec 2021 (PDF)	Bonds Table 1, 31 Dec 2021 (TXT) Bonds Table 2 - 4, 31 Dec 2021 (TXT)
Cash	Cash 31 Dec 2021 (PDF)	Cash Table 1, 31 Dec 2021 (TXT) Cash Table 2 - 4, 31 Dec 2021 (TXT)

Frequently asked questions

What is the .txt file for?
We've provided the .txt file so the information can be easily converted to CSV which would make analysis or comparisons more efficient.

How often is this information updated?
We update this information twice a year, as at 30 June and 31 December. We are required to publish updated information within 90 days of those dates.

Why is the weight in some cases 0%?
If a line item shows a zero percentage, it’s because it has a value of less than 0.01% of the investment option.

How is value of the asset derived?
The asset value, converted to AUD, was derived by using the market valuations and Investment Manager valuations received at the time of calculating the option unit price for the reporting period.

How can I see which investments I’m invested in personally?
The information is arranged by investment option. Choose the option/s you're invested in and browse the information.

Did you know? You can view or change your investment options at any time. You can do this via your online account, completing a form or by giving us a call.

I'm invested in the Lifecycle Investment Strategy. Which options should I look at?
The Lifecycle Investment Strategy works by investing your retirement savings in a mix of the High Growth and Conservative Balanced investment options. Up until age 50, you'll be 100% invested in the High Growth option. From age 51 to 64, you'll gradually reduce your exposure to the High Growth investment option each year on your birthday and increase your exposure to the Conservative Balanced investment option. At age 65 you’ll be 100% invested in the Conservative Balanced investment option.

My question is not listed, how do I get help?
If you'd like more information about the information we've supplied, please contact us via email at help@mine.com.au so that we can provide a response.

Turn to Mine

The team at Mine Super Financial Advice is here to provide the help you need to make confident and informed financial decisions, including how your super is invested. As a member you’re entitled to a complimentary appointment with Mine Super Financial Advice. You can request an appointment online or by contacting us.