Grow your spouse's super

  • Step

    Find out if you're eligible

  • Step

    Work out how much money to add for the offset

    Calculate the offset at the Australian Taxation Office website

    or

    call Mine Wealth + Wellbeing Financial Advice on 13 MINE (13 64 63) for free advice over the phone about adding money to super.

  • Step

    Add money to your spouse's super

    BPAY
    Make a one-off transfer or set up regular payments
    Biller code: 333 567
    Reference: Your spouse's account number (which they can find by logging in to their account and looking under 'Your Account' then 'Account summary' or by calling us)

    Bank transfer
    Make a one-off transfer or set up regular payments
    Bank: Commonwealth
    BSB: 064 000
    Account: 10 580 195
    Reference: SP + your spouse's account number (which they can find by logging in to their account and looking under 'Your Account' then 'Account summary' or by calling us)

    Please note: it's important to ensure you provide the correct BSB, account number or biller code when entering your payment details, as it may not be possible to recover your money if it's paid to the wrong account.

If your spouse has a low income or is a homemaker, you can receive a tax rebate of up to $540 each financial year by adding money to their account.

For a full rebate your spouse must earn $37,000 or less in the financial year you contribute money on their behalf and you must add $3,000 or more.

For a partial rebate your spouse must earn less than $40,000 in the financial year you contribute money on their behalf. 

Visit the Australian Taxation Office website to learn more about eligibility. 
 

Is your spouse over age 65?

If so, you can only add extra money to their super if they work enough hours. To confirm your spouse is eligible, please send us an At work declaration form right before or after your payment. You can't add money to your spouse's super once your spouse turns age 70.