If your spouse has a low income or is a homemaker, you can receive a tax rebate of up to $540 each financial year by adding money to their account.
For a full rebate your spouse must earn $37,000 or less in the financial year you contribute money on their behalf and you must add $3,000 or more.
For a partial rebate your spouse must earn less than $40,000 in the financial year you contribute money on their behalf.
If Sam earns $15,000 in the financial year, and Sam’s spouse Alex contributes $2,000 to Sam’s super account, Sam will receive a $360 rebate.
Visit the Australian Taxation Office website to learn more about eligibility.
Is your spouse over age 65?
If so, you can only add extra money to their super if they work enough hours. To confirm your spouse is eligible, please send us an At work declaration form right before or after your payment. You can't add money to your spouse's super once your spouse turns age 70.
Mine Wealth + Wellbeing Financial Advice can provide you with free advice over the phone about the best way to grow your super. Call 13 MINE (13 64 63) to speak to an adviser.
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