In addition to the 9.5% of your pay your employer must add to your super account, you can grow your super faster by adding in extra money.
You can make one off payments at any time or set up an automatic set and forget savings plan through your employer or bank. It can be easier to save small regular amounts than making large one off payments.
What type of payment will give your super the biggest boost?
Before adding money to super you need to decide whether to add after tax or before tax money. You can also choose to add money straight to your spouse's super or, if you're eligible, claim a tax deduction on the amount you contribute
We explain the differences and how to make the payments in the drop down boxes below. You can also find out which way suits you best using the government's MoneySmart Super Contributions Optimiser.
Please note: it's important to ensure you provide the correct BSB, account number or biller code when entering your payment details, as it may not be possible to recover your money if it’s paid to the wrong account.