What if I don't make a choice?

If you don’t make an investment choice, we’ll invest your money in our MySuper default Lifecycle Strategy.

If you have better things to do than worry about your investments, you can remain confident that we're looking after your money.

How the MySuper default Lifecycle Strategy works

asset allocation over lifecycle

Our MySuper default Lifecycle Strategy reflects member’s changing risk tolerance as they grow older.

Your money is invested in the pre-mixed investment option generally appropriate for people your age. As you get older, a more conservative strategy is adopted and we invest more of your money in defensive assets, such as bonds and cash.

This is because generally, the older you are, the less time you have to ride out the short-term swings in value that come from more volatile assets, such as shares and property.

This chart shows the target asset allocation of growth and income assets for the MySuper default Lifecycle Strategy. Due to market movements and other factors, the actual allocation may vary from time to time.

We’ll advise you before your automatic age-based investment switch happens so you have a chance to choose a different investment option if you wish.

Our members say

Most people at work are with [Mine Wealth + Wellbeing]. They perform pretty well. Troy O'Leary - Anglo Coal Callide Mine