Benefits of insuring with us

Our insurance is designed for people working in mining and supporting industries, who can find it hard to obtain adequate and reasonably priced insurance due to the nature of their jobs.

Why insure through us?

  • Affordable - we can negotiate competitively priced premiums. 
  • Hassle-free payments - your premiums are automatically deducted from your super account, so you don’t need to worry about budgeting or making payments.
  • Automatic acceptance - if you're eligible, you get Basic Insurance Cover* and Income Protection insurance without providing medical details. 

We offer three types of insurance

Death and Terminal Illness insurance - Your family will receive a lump sum payment if you die. You'll receive a lump sum payment if you have a terminal illness with less than 12 months to live.
Total and Permanent Disablement insurance - You'll receive a lump sum payment if you become totally and permanently disabled.
Income Protection insurance - Replaces up to 75% of your salary plus 9.5% of your salary as a super contribution if you become sick or injured for up to two years, with an option to increase the benefit payment period to five years.

* You'll only be eligible for Basic Insurance Cover and automatic Income Protection insurance if your employer is making super contributions to your Mine Wealth + Wellbeing Super account. See the Product Disclosure Statement, including the Insurance Guide, for more details. Please note WA Coal members aren't eligible for automatic Income Protection insurance, but can apply for this insurance at any time.

Our members say

After a 30 year career in mining, Peter Ryan was able to claim on his insurance with Mine Wealth + Wellbeing Super after being told he could no longer work because of ongoing medical problems. Peter Ryan - Formerly with BMA Goonyella Riverside