Benefits of insuring with us
Our insurance is designed for people working in mining and supporting industries, who can find it hard to obtain adequate and reasonably priced insurance due to the nature of their jobs.
Why insure through us?
- Affordable - we can negotiate competitively priced premiums.
- Hassle-free payments - your premiums are automatically deducted from your super account, so you don’t need to worry about budgeting or making payments.
- Automatic acceptance - if you're eligible, you get Basic Insurance Cover* and Income Protection insurance without providing medical details.
We offer three types of insurance
Death and Terminal Illness insurance - Your family will receive a lump sum payment if you die. You'll receive a lump sum payment if you have a terminal illness with less than 12 months to live.
Total and Permanent Disablement insurance - You'll receive a lump sum payment if you become totally and permanently disabled.
Income Protection insurance - Replaces up to 75% of your salary plus 9.5% of your salary as a super contribution if you become sick or injured for up to two years, with an option to increase the benefit payment period to five years.
Quick insurance facts
New member offers - Apply within 60 days of the date on your welcome letter to:
- double your Basic Insurance Cover without providing medical and lifestyle details if you're:
aged 50 to 64
- improve your Income Protection insurance and be covered for existing sicknesses on the improved cover and not be charged extra if you smoke.
Add up to $100,000 to your Basic Insurance Cover - Increase cover without providing medical and lifestyle details if you experience a significant life event, such as marriage, buying a house, having a baby or completing an undergraduate degree.
Already have insurance elsewhere? - Transfer your other insurance into your Mine Wealth + Wellbeing Super account.
Left your employer? - You can still keep your Basic Insurance Cover.
Find out more
Insurance Guide WA Coal Division Insurance Guide
Compare our insurance with other funds
Login to your account to view our Death and Total and Permanent Disablement Policy and Income Protection Policy documents. Once you've logged in, click on Your account then Insurance in the left side menu. You can also give us a call and we'll post them to you.
Our members say
After a 30 year career in mining, Peter Ryan was able to claim on his insurance with Mine Wealth + Wellbeing Super after being told he could no longer work because of ongoing medical problems.-