Investment returns

What’s our investment approach?

We look to deliver a diversified strategy that focuses on achieving competitive investment returns and protecting members from risk over the long term. Our investment approach is deliberate – to target consistent, stable returns and not be the ‘star in one year’. We focus on medium to long term returns and not on the short-term.  

Latest returns

  • Pre retirement pension returns

    See our weekly investment option returns.
    View returns
  • Account based pension returns

    See our weekly investment option returns.
    View returns
  • Term Deposit

    See the latest Term Deposit rates.
    View rates
  • Daily pension unit prices

    The latest declared pension unit price and past week's unit prices.
    View prices

Account based pensions*

Ten, five, three and one year returns to 30 November 2017

10 year return pa 5 year return pa 3 year return pa 1 year return pa
Pre-mixed strategy
investment option
Aggressive 5.5% 12.1% 9.4% 14.6%
Growth 6.0% 10.3% 8.2% 12.6%
Balanced 6.0% 8.5% 6.7% 9.9%
Stable 5.7% 6.6% 5.3% 7.3%
Capital Guarded
 
 n/a n/a  5.2% 7.3%
Asset class
investment options
Australian Shares 4.7% 11.3% 10.0% 15.4%
International Shares 6.4% 16.7% 11.8% 22.6%
Property 4.0% 10.2% 9.7% 12.5%
Bonds 6.6% 4.3% 3.6% 5.2%
Cash 3.8% 2.7% 2.4% 2.1%

 * Separate returns for pre retirement pensions started on 1 July 2017. Because of this, there are no one, three, five and 10 year returns.

Past performance isn't necessarily an indication of future performance. The risks for each investment option may vary. Check the Product Disclosure Statement before making any investment decision. All returns are rounded to one decimal place.

Historical returns

The links below show our historical investment option returns. Choose to view our one, three, five and ten year returns to 31 December and 30 June over the last few years.

Returns for periods ending:

30 June 2017
30 June 2016
31 December 2015
30 June 2015
31 December 2014
30 June 2014
31 December 2013
30 June 2013
31 December 2012
30 June 2012
21 December 2011
30 June 2011

Mine Wealth + Wellbeing Pension investment option returns are after investment management fees, but before the $180 pa administration fee, and aren’t taxed.