Investment objectives

Super / pre-retirement pension options

Investment optionPre 1 July 2019Post 1 July 2019
Aggressive

Achieve a return exceeding the increase in the Consumer Price Index (CPI) by at least 3.5% pa, after tax and investment costs, over any ten year period.

Achieve a return exceeding the increase in the Consumer Price Index (CPI) by at least 4% pa, after tax and investment costs, over any ten year period.

Growth

Achieve a return exceeding the increase in the Consumer Price Index (CPI) by at least 3% pa, after tax and investment costs, over any ten year period.

Achieve a return exceeding the increase in the Consumer Price Index (CPI) by at least 3.5% pa, after tax and investment costs, over any ten year period.

Australian SharesBefore tax but after investment management fees, to exceed the return on the S&P/ASX 200 Accumulation Index over moving five year periods.Before tax but after investment management fees, to track the return on the S&P/ASX 200 Accumulation Index.
International Shares Before tax but after investment management fees, to exceed the return on the MSCI All Countries World (ACWI) Total Return Index over moving five year periods.Before tax but after investment management fees, to track the return on the MSCI World Index (Net Total Return).
PropertyBefore tax but after investment management fees, to track the return of a composite benchmark comprising 50% FTSE EPRA/NAREIT Developed ex Australia Rental Index (hedged) / 50% FTSE EPRA/NAREIT Australia Index over moving five year periods.Before tax but after investment management fees, to track the return of a composite benchmark comprising 50% FTSE EPRA/NAREIT Developed ex Australia Rental Index (hedged) / 50% FTSE EPRA/NAREIT Australia Index.
BondsBefore tax but after investment management fees, to exceed the return on the Bloomberg AusBond Composite 0+ Yr Index over moving three year periods.Before tax but after investment management fees, to track the return on the Bloomberg AusBond Composite 0+ Yr Index.