Low Rate Credit Card

This no fuss credit card offers a competitive interest rate and up to 55 days interest free period on all purchases.

At a glance

Rates and fees
$60pa
  • Annual fee
  • All customers: fee waived for the first year
  • Mine Wealth + Wellbeing Home loan customers: no annual fee for the life of your home loan
7.99%pa Introductory rate: 6 months, including purchases and balance transfers
10.12%pa Purchases and cash advances

 

How to apply

Credit products are offered by Maritime, Mining & Power Credit Union Ltd (MMPCU), with exclusive benefits available for Mine Wealth + Wellbeing customers.

Applying for the Low Rate Credit Card also involves becoming a member of MMPCU.

Low Rate Credit Card application
Membership application

All applications are subject to approval, so before you get started, have details about your employment history, income and any other financial obligations ready.  

Learn more

Want to know more? Read on for more information about this competitive credit card.

Overview
Name Mine Wealth + Wellbeing Low Rate Credit Card 
Type Visa 
Credit limit
  • $1,000 minimum
  • $30,000 maximum 
Minimum repayments 2% of the outstanding balance or $20, whichever is greater
Rates 
Interest rates
  • 10.12%pa on purchases*
  • 10.12%pa on cash advances*
  • 7.99%pa introductory offer for 6 months, included purchases and balance transfers
Interest free period  Up to 55 days interest free on purchases 
Fees
Annual fee 
  • $60pa
  • All customers: fee waived for the first year
  • Mine Wealth + Wellbeing home loan customers: no annual fee for the life of your home loan
Additional card holder fee Free
Late payment fee  Free
Features
  • Choice of three card colours: plum, blue and ochre
  • Additional card holder option
  • Low introductory rate for 6 months
  • Up to 55 days interest free on purchases
  • Visa payWave for purchases under $100
  • Protection with Visa's Zero Liability Policy
  • Use of rediATM network
  • Change PIN at a rediATM
Availability Membership with Mine Wealth + Wellbeing and Maritime, Mining & Power Credit Union Ltd required to apply.
*Rates and fees effective 1 July 2015 and subject to change. Interest calculated daily and charged monthly.
Eligibility criteria, terms and conditions, fees and charges apply.
This is general information and isn't financial advice. It doesn't take into account your financial situation, needs or objectives. Lending products available through Mine Wealth + Wellbeing are offered and issued by Maritime, Mining & Power Credit Union Ltd ABN 11 087 650 315 Australian Credit Licence 240399.